Yes to Paying Less!

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Annual Fee

None

Cash Advance Fee

None

Balance Transfer Fee

None

Foreign Transaction Fee

1.00% of each transaction in U.S. dollars

Late Payment Fee

$10.00 if 20 days or more late

 

Annual Percentage Rate (APR) for Purchases

 7.99% APR for all new purchases between May 1 and July 31, 2022

13.5% APR for all purchases after July 31, 2022

APR for Balance Transfers

 7.99% APR for all new balance transfers made between May 1 and July 31, 2022

13.5% APR for all balance transfers after July 31, 2022

APR for Cash Advances

13.5% APR for all Cash Advances

How To Avoid Paying Interest on Purchases

Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.

For Credit Card Tips from the Consumer Financial Protection Bureau

To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore

Your balance will be calculated using a method called “Average Daily Balance.”

Offer is good May 1, 2022 through July 31, 2022. Transactions made on the card after that date will be at a rate of 13.5%. Balances with the highest rate will be paid first, after that the remaining payment will be used to pay balances at 7.99%. Promotional rate does not apply to cash advance. Credit Card approval depends on creditworthiness. Member eligibility required.