Membership

Accounts

Somewhere to keep it, somewhere to grow it. Every account below is owned by its members, so the terms are written to be understood.

Savings

Five ways to set money aside, from your first $5 share to a fixed-term certificate.

Regular Savings

Your membership account. Open it with $5 and it stays yours for as long as you bank with us.

Club Accounts

Put money aside for one thing — Christmas, a holiday, next year's taxes — kept separate from everyday savings.

Money Market

A better return on a larger balance, with the money still there when you need to reach it. More info

Share Certificates

Lock in a fixed rate for a fixed term. The longer you commit, the more you earn. More info

IRA

Traditional and Roth retirement savings, with the tax difference explained in plain words before you choose.

Everyday banking

Checking, cards and the safety net that sits behind them.

Checking Account

No monthly fee, no minimum balance, and nothing on your statement you didn't expect.

ATM / Debit Cards

Spend and withdraw anywhere, with surcharge-free cash at thousands of shared ATMs.

Overdraft Privilege

A safety net when a payment would otherwise bounce. You'll see the fee before you opt in. More info

Rates

Every published rate, updated the day it changes.

Share Rates

What every savings, money market and club account is earning.

Certificate Rates

Share and IRA certificate terms side by side, three months to five years.

Loan Rates

Every borrowing rate in one table — auto, personal, mortgage and card.

How membership works

[Eligibility — to come from the client’s charter: who qualifies for membership, and whether immediate family are included.]
[Opening a membership — to come from the client: the minimum share deposit, what to bring, and whether it can be completed online.]
Copy in this block is a placeholder. Nothing here has been supplied by the client and none of it should go live unchecked.