Share Rates

Account

Minimum Balance

Dividend Rate

APY*

Regular Shares (Savings)

up to $5,000

$5.00

0.05%

0.05%

$5,000.01 and up

$5,000.01

0.10%

Low

0.10%

High

0.10%

Share Draft

n/a

0.00%

0.00%

IRA

n/a

0.10%

0.10%

Money Market Shares

Tier 1

$10,000-$24,999

1.40%

1.41%

Tier 2

$25,000-$49,999

1.60%

1.61%

Tier 3

$50,000+

2.20%

2.22%

Vacation Club

n/a

0.01%

0.01%

Christmas Club

n/a

0.01%

0.01%

*APY is Annual Percentage Yield.  Rates are effective October 1, 2024 and are subject to change without notice. IRA’s are subject to limitations and/or penalties imposed by the IRS. Fees may reduce earnings on accounts. Early withdrawal penalties may be imposed for certificate accounts. Please see a tax advisor for additional information.