Share Rates

Account

Minimum Balance

Dividend Rate

APY*

Regular Shares (Savings)

up to $5,000

$5.00

0.02%

0.02%

$5,000.01 and up

$5,000.01

0.05%

Low

0.05%

High

0.05%

Share Draft

n/a

0.00%

0.00%

IRA

n/a

0.05%

0.05%

Money Market Shares

Tier 1

$10,000-$24,999

.05%

.05%

Tier 2

$25,000-$49,999

.10%

.10%

Tier 3

$50,000+

.10%

.10%

Vacation Club

n/a

0.02%

0.02%

Christmas Club

n/a

0.02%

0.02%

*APY is Annual Percentage Yield.  Rates are effective October 1, 2020 and are subject to change without notice. IRA’s are subject to limitations and/or penalties imposed by the IRS. Fees may reduce earnings on accounts. Early withdrawal penalties may be imposed for certificate accounts. Please see a tax advisor for additional information.