Share Certificate and IRA Certificate Rates

Minimum Deposit

Dividend Rate

Term

APY*

6 Month Certificate

$10,000

0.05%

6 months

0.05%

$25,000

0.05%

6 months

0.05%

$50,000

0.05%

6 months

0.05%

12 Month Certificate

$1,000

0.10%

1 year

0.10%

$10,000

0.10%

1 year

0.10%

$25,000

0.10%

1 year

0.10%

$50,000

0.10%

1 year

0.10%

24 Month Certificate

$1,000

0.20%

2 years

0.20%

$10,000

0.20%

2 years

0.20%

$25,000

0.20%

2 years

0.20%

$50,000

0.20%

2 years

0.20%

36 Month Certificate

$1,000

0.25%

3 years

0.25%

$10,000

0.25%

3 years

0.25%

$25,000

0.25%

3 years

0.25%

$50,000

0.25%

3 years

0.25%

48 Month Certificate

$1,000

0.30%

4 years

0.30%

$10,000

0.30%

4 years

0.30%

$25,000

0.30%

4 years

0.30%

$50,000

0.30%

4 years

0.30%

60 Month Certificate

$1,000

0.35%

5 years

0.35%

$10,000

0.35%

5 years

0.35%

$25,000

0.35%

5 years

0.35%

$50,000

0.35%

5 years

0.35%

*APY is Annual Percentage Yield. There could be a substantial penalty for early withdrawal. Fees could reduce the earnings on the account. Rates are effective March 8, 2021 and are subject to change without notice. IRA’s are also subject to limitations and/or penalties imposed by the IRS. Please see a tax advisor for additional information.