Unlike the large regional banks and other financial institutions, our bottom line is not expressed in numbers on a balance sheet. Salem VA Credit Union is a member-owned, not-for-profit credit union. That means instead of profits, we focus on providing you, your family, your friends and neighbors throughout the Roanoke Valley with the financial services you need - services tailored to fit your lifestyle, delivered with expertise - whatever your age, whatever your goals. Fast, friendly and convenient.